Credit Officer | Finance | Central/Mt Kenya Region

Sistema.bio, creating value from waste.

At Sistema.bio, we firmly believe that the transition to renewable energy, the reduction of global greenhouse gas emissions, and the adoption of regenerative farming are crucial for ensuring a thriving world for both current and future generations.

We manufacture and distribute high-quality, cost-effective biodigesters across Latin America, Asia, and Africa. Our biodigesters empower farmers to convert waste into renewable energy and organic fertilizer, allowing them to reduce their carbon footprint, increase productivity, and operate more efficiently.

By providing access to innovative biodigester technology, Sistema.bio is dedicated to addressing the interconnected challenges of poverty, food security, and climate change.

We are on a mission to reduce 1% of global greenhouse gas emissions 🌱 🌏.

You have the opportunity to become an integral part of this impactful story!

Your mission at Sistema.bio:

The credit officer will be responsible for receivables risk management within the assigned region by ensuring monthly collection target is achieved, PAR 90 of less than 10% is achieved and credit committees are done within set timelines.

You’ll be in charge of:

• Ensuring the portfolio quality is achieved and maintained at the desired levels to minimize credit losses.
• Ensuring prompt collection on all due and past due accounts.
• Managing negative migration to worse loan bands and achieving monthly retention targets.
• Collaborating with other departments to ensure the first 3 installments are fully paid on time.
• Reviewing and analyzing all credit sales within the region and providing a credit decision within set timelines.
  

More about YOU:

• You possess a Bachelor's degree in a business related course or Diploma in credit management.
• You have a minimum of 2 years experience in traditional bottom-of -the-pyramid lending techniques, preferably in the microfinance sector.
• You have a track record in customer relationship management (e.g. negotiation skills, problem solving and conflict resolution).
• You are highly familiar with typical income, expenditure and cash flow patterns of rural and peri-urban households in Kenya.
• You can collaborate with various teams.
• You have excellent organizational skills to manage multiple tasks, meet deadlines and prioritize work effectively.

What we offer:

✨ Passion and Purpose: Join a dynamic social impact company, certified B Corp and immerse yourself in an environment where passion, a strong mission and collaborative spirit converge.

🌍 Global Team, Local Impact: Be part of our incredible international team comprising over 360 colleagues across 3 continents. Experience the power of working together toward a common goal that transcends borders.

🍃Balance matters: We understand that your best work comes from a rested and healthy state. Embrace our commitment to work-life balance with a flexible and accommodating work environment designed to suit your needs.

👐 Embrace diversity: Join a vibrant workplace with colleagues representing more than 17 nationalities. At Sistema.bio, inclusivity and diversity are not just values; they are the essence of our culture.

🌱 Grow with us: We foster an autonomous work environment that empowers you to contribute, develop, and take ownership of your projects and work. Join our team of doers in a fast-paced environment where there are plenty of opportunities to grow and learn.

🐄 Farmers are at the heart of what we do: Dedicate meaningful time in the field to develop a deep understanding of the needs and challenges faced by the farmers. Get ready to have your boots on the ground, making a tangible impact where it matters most.

Your journey with us is not just a job; it's a chance to make a lasting impact.

Other important details:

• This is a full-time position based in Meru.
• We offer a hybrid work model.
• The starting date is as soon as possible

Eager to witness how we passionately solve humanity's most important problems?

• Immerse yourself in our
  Youtube channel featuring customer testimonials, mini documentaries and videos showcasing our impact work.
• Don’t miss CACA, our award-winning documentary illustrating how our efforts contribute to combating climate change.
• Check this page to learn more about our commitment to the Sustainable Development Goals.

Sistema.bio is an equal opportunity employer. We welcome and encourage diversity in the workplace regardless of gender, race or color, ethnicity or national origin, age, disability, religion, sexual orientation, gender identity or expression.